Frequently Asked Questions
Maybe you have a few questions. That's okay, most people do. Here is a quick collection of some of the common questions people ask us, along with our answers. If you still have a question, don't hesitate to contact us anytime. We would be happy to take the time to answer any questions you may have.
Will you be listing my house on the MLS or actually buying it?
A: Great question. We're not agents, and we don't list houses. We are professional home buyers: We buy houses that meet our purchasing criteria. From there we may repair the house and resell it to another homeowner or keep it as a rental property for ourselves.
Do you pay fair prices for properties?
A: We often buy homes below market value, allowing us to renovate and resell to future homeowners. Our goal is to secure a fair discount on properties, providing a simple, fast option for homeowners looking to sell quickly.
Many of our sellers value the ease of our process more than a large payout. We offer cash, quick closings (no financing delays), and take care of all repairs and fees—saving you time, effort, and expenses. If you’re seeking a hassle-free, straightforward sale, we’d love to discuss how we can reach a win-win price for both parties.
With our no-obligation pricing commitment, there’s no pressure to accept our offer; it’s just helpful to know where you stand. We base our offer on recent comparable sales to ensure it's competitive and fair.
How do you determine the price to offer on my house?
A: We’re glad you asked! At Surety Homebuyers, transparency is key, and our process is simple. We evaluate several factors: the property’s location, any necessary repairs, its current condition, and the recent sale values of comparable homes in the area. By carefully reviewing all of this information, we determine a fair price—one that makes sense for both you and us.
Are there any fees or commissions to work with you?
A: Here’s why selling to Surety Homebuyers is different: there are absolutely no fees or commissions when you sell your house directly to us. We’ll make you a fair offer, and if it works, we’ll purchase your home with no hassle and no added costs. In many cases, we even cover the closing costs!
Our profit comes after we invest in any necessary repairs and sell the property. We take on the risks of resale, so once you sell to us, the responsibility is completely ours. You walk away without the burden of the property, its expenses, and with cash in hand.
Is there any obligation when I submit my information?
A: There’s absolutely no obligation when you reach out to us. Simply provide a few details about your property, and we’ll review everything carefully. We may set up a quick call to learn a bit more, then present you with a fair, all-cash offer that works for both of us. From there, it’s entirely up to you—you decide if selling to us is the right choice. We’re here to give you options, and the decision is always yours.
How are you different from a real estate agent?
A: Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 6-12 months) and then take a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3 to 6% of the sale price of your house. If it’s a $100,000 house, you’ll pay between $3,000 to $6,000 in commissions to an agent.
Agents provide a great service for those that can wait 6 to 12 months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different. We’re not agents, we’re home buyers. Our company buys the house directly from you. Since we pay with all cash and purchase the house from you, we can make a decision to buy your house within a couple of days (sometimes even the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer.
How do I receive my funds?
On the day of closing, you can request to get your funds via bank check, wire transfer, or certified funds.
Do I need to make any repairs or clean before selling?
No, we buy houses as-is, so you don't have to worry about making any repairs, cleaning, or improvements.