FAQ

A: We often buy homes below market value, allowing us to renovate and resell to future homeowners. Our goal is to secure a fair discount on properties, providing a simple, fast option for homeowners looking to sell quickly.

Many of our sellers value the ease of our process more than a large payout. We offer cash, quick closings (no financing delays), and take care of all repairs and fees—saving you time, effort, and expenses. If you’re seeking a hassle-free, straightforward sale, we’d love to discuss how we can reach a win-win price for both parties.

With our no-obligation pricing commitment, there’s no pressure to accept our offer; it’s just helpful to know where you stand. We base our offer on recent comparable sales to ensure it's competitive and fair.

A: We’re glad you asked! At Surety Homebuyers, transparency is key, and our process is simple. We evaluate several factors: the property’s location, any necessary repairs, its current condition, and the recent sale values of comparable homes in the area. By carefully reviewing all of this information, we determine a fair price—one that makes sense for both you and us.

A: Here’s why selling to Surety Homebuyers is different: there are absolutely no fees or commissions when you sell your house directly to us. We’ll make you a fair offer, and if it works, we’ll purchase your home with no hassle and no added costs. In many cases, we even cover the closing costs!

Our profit comes after we invest in any necessary repairs and sell the property. We take on the risks of resale, so once you sell to us, the responsibility is completely ours. You walk away without the burden of the property, its expenses, and with cash in hand.

A: There’s absolutely no obligation when you reach out to us. Simply provide a few details about your property, and we’ll review everything carefully. We may set up a quick call to learn a bit more, then present you with a fair, all-cash offer that works for both of us. From there, it’s entirely up to you—you decide if selling to us is the right choice. We’re here to give you options, and the decision is always yours.

A: Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 6-12 months) and then take a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3 to 6% of the sale price of your house. If it’s a $100,000 house, you’ll pay between $3,000 to $6,000 in commissions to an agent.

Agents provide a great service for those that can wait 6 to 12 months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different. We’re not agents, we’re home buyers. Our company buys the house directly from you. Since we pay with all cash and purchase the house from you, we can make a decision to buy your house within a couple of days (sometimes even the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer.

On the day of closing, you can request to get your funds via bank check, wire transfer, or certified funds.

No, we buy houses as-is, so you don't have to worry about making any repairs, cleaning, or improvements.

After purchasing your home, we begin refurbishing it by taking care of any necessary repairs and remodeling to bring the house up to HGTV standards. Next, we work with an agent to get the house listed and sold and pay for all repairs, closing costs, fees and commission. Finally, we enjoy the small profit we make that keeps us in business to help other clients experience problem-free selling of their houses. We’re happy to contribute to communities and the economy by uplifting the value of neighborhoods in the state.

The qualities we are proudest of offering you are trust and transparency. We break down every financial consideration using straightforward mathematics, so you know exactly why we offer you the price we do and how much profit we plan to make. Be sure that we want to give you the highest possible payment. You also get a clear picture of how much time and money you’re saving selling your house in Florida to Surety Homebuyers. We’re honest and fair, which is why we have an excellent reputation across Florida and Polk County. Bragging isn’t our style, but we are Florida's number one cash homebuyer. We treat our clients with integrity and respect and are the go-to experts in the area when buying homes for cash. We care about your timeline, concerns and terms and do our best to deliver an offer you’re ecstatic to take. Whether you live in Lakeland, Bartow, Winter Haven, Davenport or anywhere in Polk County, we help you with every aspect of selling a house, from moving, cleaning, and letting you take what you want and leave what you don't want, and we will take care of it for you!

We get rid of the middlemen such as realtors, lenders, appraisers and inspectors and pay cash for your house, condo, apartment, or land in any condition or location, quickly and trouble-free. It’s that simple. The first thing we do is a comprehensive market analysis (CMA) of your home to see what it’s worth once renovated and meeting today’s HGTV standards. Then we come out to the property and assess necessary repairs along with costs for buying and selling your home.

For us to stay in business, we need to figure in some profit, as well. We keep this to a minimum so that everyone walks away with a great deal. We’d rather serve many for smaller profits than a select few offering huge profit at the owner’s expense. We take pride in our transparency and want you to feel good about your decision, so we give you the entire breakdown.

You get to avoid expenses, the inconvenience of walkthroughs, open houses, multiple inspections and long-lasting listings with an agent. If you have additional questions and want to learn more about getting an all-cash, as-is transaction, check out our How it Works page and don’t hesitate to call or text us at (863) 250-0837. If purchasing your house turns out not to be the best option, we’re still happy to help you sell it!

My name is James, and I live in Lakeland, Florida. Polk County has been my home now for years. I’ve been in real estate since 2010, our team here at Surety Homebuyers and I have had the opportunity to work with hundreds of sellers. We understand that every person has a unique situation when selling their home and that selling your house is a big decision. Together with partnered investors, we come up with the best possible solution and offer for you.

The team and I give you honest feedback about your house and guide you in the right direction if our option isn’t the most beneficial for you. You are under no obligation to use our service if you decide it’s not what you want, and we don’t buy every house from interested sellers, either. For more on who we are, please visit our Our Company page. We take pride in our trustworthiness, personable communication and knowledgeable experience.